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There is no need to pay any fees to apply for a loan, please be careful of scammers
We are licensed moneylender with license which approved by the ministry of housing & local government under the moneylenders Act 1951.
Register Now
We will contact you soon!
Our KPKT moneylending licence details are displayed at the bottom of this page. We encourage you to verify our licence with KPKT before applying.
- https://semakmule.rmp.gov.my
- CCID INFOLINE: 013-211 1222 (Whatsapp)
- CCID SACAM RESPONSE CENTRE: 03-2610 1559/1599
JABATAN SIASATAN JENAYAH KOMERSIL, POLIS DIRAJA MALAYSIA
Who can apply?
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Loan agreement must be signed in person at our Klang office
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AKPK participants
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Malaysian citizens aged 18 and above
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Cash income earners
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Applicants with existing CTOS/CCRIS records are assessed case by case
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Employees with a minimum monthly income of RM2,500
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Must provide proof of income
Who is not eligible to apply?
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Foreigners
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Bankrupt individuals
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Individuals without income (retirees)
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Applicants who cannot afford the loan repayments (monthly income below RM2,500)
Why Us?
Personal Loan From
RM500 – RM50K
Business Loan From
RM500 – RM300K
Flexible Repayment From
1 – 36 Months
No Guarantor, No ATM Card
4 NOs to protect you as our customer
No guarantor required
No ATM card required
No upfront fees before approval
No calls to your company to verify your employment
Our Services
Personal Loan
At LST Credit, we understand that life can be unpredictable. That’s why we offer personal loans with interest rates from 5% to 10% per annum (subject to approval) to help with unexpected expenses, debt consolidation, or major purchases.
Our friendly team will guide you through a simple application process, finding the best loan option for your needs. We aim to make borrowing easy and stress-free so you can focus on what matters most.
We value long-term relationships built on trust and respect. Contact us today to learn how we can help you achieve your financial goals and secure your future.
Personal Loan Application Documents:
- Photocopy of IC X1
- Latest Payslip
Business Loan
Business Loan Application Documents
- Photocopy of SSM Cert
- Latest Company Bank Slip x 3 months
Meet The Team
LST Credit is your go-to source for affordable and flexible financing solutions. With over 12 years of experience, we offer personal loans, business loans, and flexible repayment terms of up to 36 months. Our streamlined application process ensures fast approval times, with all charges stated clearly in your loan agreement. We provide personalized solutions tailored to your unique needs, and we believe in transparency, honesty, and fairness. Contact us today to achieve your financial goals!
How to apply?
1. Online Application
2.Wait for The Call Or Whatsapp
3.In Progress & Approve
4. Receive Your Funds
Case Example
Below is an illustrative loan example.
Example:
Loan amount: RM10,000
Tenure: 36 months
Interest rate: 10% per annum
Monthly repayment: RM322.67
Total repayment: RM11,616.12
No hidden fees. All charges, including statutory stamp duty, are stated in your loan agreement.
For illustration only. Actual interest rate, repayment amount and tenure depend on your approved loan agreement.
Deal Case:
LST Credit is a licensed moneylender under the Moneylenders Act 1951, with its office in Klang, Selangor.
LST Credit is managed by
Ruang Bestari Sdn Bhd.
Business Hour:
Mon – Sun: 9am – 6pm
- No. 19-1, Jalan KS10/KU5, Taman Klang Sentral, Bukit Raja Meru, 41050 Klang, Selangor
- +60 18-297 5013
- general@lstcredit.com
Campany Name:
Ruang Bestari Sdn Bhd
SSM registration number:
199201016431 (247935-D)
KPKT License:
WL2693/10/01-11/270826
Validity date:
28/08/2024 – 27/08/2026