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There is no need to pay any fees to apply for a loan, please be careful of scammers

We are licensed moneylender with license which approved by the ministry of housing & local government under the moneylenders Act 1951. 

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We will contact you soon!

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The company’s business license is not public to prevent fraud. You can request relevant information from our employees if needed to apply for a loan.

JABATAN SIASATAN JENAYAH KOMERSIL, POLIS DIRAJA MALAYSIA

Who can apply?

  • Must apply for the loan in person
  • AKPK participants
  • Only for Malaysian citizens aged 18 and above or those working abroad (e.g., in Singapore)
  • Cash income earners
  • Blacklisted individuals who are still making repayments are welcome to apply
  • Employees with a minimum monthly salary of RM2000
  • Must provide proof of income

Who is not eligible to apply?

  • Foreigners
  • Bankrupt individuals
  • Individuals without income (retirees)
  • Individuals blacklisted by loan companies
  • Low-income individuals and those unable to afford loan repayments (salary less than RM2000)

Special Offer

  • No interest for repayments within a month.
  • Eligible if your income is above RM10,000 and you have no negative CTOS/CCRIS records.

Why Us?

Personal Loan From
RM500 – RM50K

Business Loan From
RM500 – RM300K

Flexible Repayment From
1 – 36 Months

No Guarantor, No ATM Card

4 NOs to protect you as our customer

No guarantor required

No ATM card required

No lawyer fees or service charges

No calls to your company to verify your employment

Our Services

LST Personal Loan

Personal Loan

At LST Credit, we understand that life can be unpredictable. That’s why we offer personal loans with low interest rates from 5-10% to help with unexpected expenses, debt consolidation, or major purchases.

Our friendly team will guide you through a simple application process, finding the best loan option for your needs. We aim to make borrowing easy and stress-free so you can focus on what matters most.

We value long-term relationships built on trust and respect. Contact us today to learn how we can help you achieve your financial goals and secure your future.

Personal Loan Application Documents:

LST Business Loan

Business Loan

At LST Credit, we understand the challenges of running a business. That’s why we offer flexible business loans with interest rates from 3 – 8% and repayment terms up to 36 months to support your growth. Our experienced team is dedicated to finding the best loan options tailored to your unique needs. We provide personalized solutions because we know every business is different. We value long-term relationships built on trust and reliability. Contact us today to learn how we can help you achieve your business goals and elevate your company.

Business Loan Application Documents

Meet The Team

LST Credit is your go-to source for affordable and flexible financing solutions. With over 12 years of experience, we offer personal loans, business loans, and flexible repayment terms of up to 36 months. Our streamlined application process ensures fast approval times and no hidden fees. We provide personalized solutions tailored to your unique needs, and we believe in transparency, honesty, and fairness. Contact us today to achieve your financial goals!

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Deal Case

How to apply?

1. Online Application

Apply via WhatsApp or form. No upfront fees or guarantor needed.
25%

2.Wait for The Call Or Whatsapp

Our staff will contact you via WhatsApp or phone call on the same day to request your documents.
50%

3.In Progress & Approve

We will notify you within 24 hours if your loan is approved (applications without salary slips or bank statements to prove income are usually not approved).
75%

4. Receive Instant Transfer

Upon approval, you will receive the cash within 24 hours.
100%

Case Example

We have designed a financial aid for you to meet your financial needs. Below are a few different loan solutions.

Repayment half term: 1 month, 36 months (1/)

Highest year: 10%
4% (limited time special offer)

example:

Amount required: RM10,000

Duration: 36 months
Number: 10%

Total repayment: 36 months RM11616.12
(RM322.67 per month for 36 months).

No hidden management fees, no fees

“ANY STATEMENT THAT CONTRAVENES ACT 400, MISLEADING, REPRESENTATION OR FALSE INFORMATION REGARDING THIS ADVERTISEMENT CAN BE LODGED AS A COMPLAINT USING THE KPKT” INTEGRATED COMPLAINT SYSTEM THROUGH HTTPS://ADUAN.KPKT.GOV.MY

Deal Case:

Office Photo:

Office Address:

Jalan Metro 2, Metro Prima, 52100 Kuala Lumpur, Wilayah Persekutuan Kuala Lumpur

License no. WL7065/13/01-1/191025
License validity 20/10/2023 – 19/10/2025
Ad permit no. WP7065/13/01-1/191025
Ad permit validity 17/06/2023-19/10/2025

Operation Hours:

Monday – Saturday: 9am – 6pm

Sunday & Holiday: Off

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