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There is no need to pay any fees to apply for a loan, please be careful of scammers
We are licensed moneylender with license which approved by the ministry of housing & local government under the moneylenders Act 1951.
Register Now
We will contact you soon!
The company’s business license is not public to prevent fraud. You can request relevant information from our employees if needed to apply for a loan.
- https://semakmule.rmp.gov.my
- CCID INFOLINE: 013-211 1222 (Whatsapp)
- CCID SACAM RESPONSE CENTRE: 03-2610 1559/1599
JABATAN SIASATAN JENAYAH KOMERSIL, POLIS DIRAJA MALAYSIA
Who can apply?
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Must apply for the loan in person
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AKPK participants
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Only for Malaysian citizens aged 18 and above or those working abroad (e.g., in Singapore)
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Cash income earners
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Blacklisted individuals who are still making repayments are welcome to apply
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Employees with a minimum monthly salary of RM2000
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Must provide proof of income
Who is not eligible to apply?
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Foreigners
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Bankrupt individuals
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Individuals without income (retirees)
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Individuals blacklisted by loan companies
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Low-income individuals and those unable to afford loan repayments (salary less than RM2000)
Special Offer
- No interest for repayments within a month.
- Eligible if your income is above RM10,000 and you have no negative CTOS/CCRIS records.
Why Us?
Personal Loan From
RM500 – RM50K
Business Loan From
RM500 – RM300K
Flexible Repayment From
1 – 36 Months
No Guarantor, No ATM Card
4 NOs to protect you as our customer
No guarantor required
No ATM card required
No lawyer fees or service charges
No calls to your company to verify your employment
Our Services
Personal Loan
At LST Credit, we understand that life can be unpredictable. That’s why we offer personal loans with low interest rates from 5-10% to help with unexpected expenses, debt consolidation, or major purchases.
Our friendly team will guide you through a simple application process, finding the best loan option for your needs. We aim to make borrowing easy and stress-free so you can focus on what matters most.
We value long-term relationships built on trust and respect. Contact us today to learn how we can help you achieve your financial goals and secure your future.
Personal Loan Application Documents:
- Photocopy of IC X1
- Latest Payslip
Business Loan
Business Loan Application Documents
- Photocopy of SSM Cert
- Latest Company Bank Slip x 3 months
Meet The Team
LST Credit is your go-to source for affordable and flexible financing solutions. With over 12 years of experience, we offer personal loans, business loans, and flexible repayment terms of up to 36 months. Our streamlined application process ensures fast approval times and no hidden fees. We provide personalized solutions tailored to your unique needs, and we believe in transparency, honesty, and fairness. Contact us today to achieve your financial goals!
How to apply?
1. Online Application
2.Wait for The Call Or Whatsapp
3.In Progress & Approve
4. Receive Instant Transfer
Case Example
We have designed a financial aid for you to meet your financial needs. Below are a few different loan solutions.
Repayment half term: 1 month, 36 months (1/)
Highest year: 10%
4% (limited time special offer)
example:
Amount required: RM10,000
Duration: 36 months
Number: 10%
Total repayment: 36 months RM11616.12
(RM322.67 per month for 36 months).
No hidden management fees, no fees
Deal Case:
Office Photo:
Office Address:
Jalan Metro 2, Metro Prima, 52100 Kuala Lumpur, Wilayah Persekutuan Kuala Lumpur
License validity 20/10/2023 – 19/10/2025
Ad permit no. WP7065/13/01-1/191025
Ad permit validity 17/06/2023-19/10/2025
Operation Hours:
Monday – Saturday: 9am – 6pm
Sunday & Holiday: Off